Annuity Products and Rates

          Preferred 8 - Eight Year Deferred Annuity
                     - 3.50% APY** Current Interest Rate
                     - 8 year declining surrender charge
                     - 10% free withdrawal each year after the first
                     - Minimum Deposit of $1,000
                     - Additional deposits accepted any time - $25.00 Minimum

          Preferred 5 - Five Year Deferred Annuity
                     - 3.25% APY** Current Interest Rate
                     - 5 year declining surrender charge
                     - 10% free withdrawal each year after the first
                     - Minimum Deposit of $1,000
                     - Additional deposits accepted any time - $25.00 Minimum

          Optimum 3 - Three Year Deferred Annuity
                     - 2.00% APY** Current Interest Rate
                     - 3 year declining surrender charge
                     - 10% free withdrawal each year after the first
                     - Minimum Deposit of $2,000
                     - Additional deposits accepted within first 90 days

          PreferredChoice - One Year Deferred Annuity
                     - 1.00% APY** Current Interest Rate
                     - 30 Day Renewal Window at end of First Year
                     - 5 year declining surrender charge
                     - Minimum Deposit of $2,000
                     - Additional deposits accepted any time - $25.00 Minimum
           Download PDF Brochure

           Single Premium Immediate Annuity
                     - Interest Rate is current rate at time of application
                     - Minimum Deposit of $10,000
                     - Additional deposits accepted within first 90 days

      NSS Life Annuities Meet All Your Needs!
                     - Hard-to-beat Interest Rates
                     - No Sales or Administrative Fees
                     - Supported by High-Quality Investments
                     - All products are available as Qualified or Non-Qualified plans
                     - Qualified Plans: IRA, Roth IRA, Keogh, SEP, TSA or Coverdell
                     - May be Annuitized at Any Time with No Charge
                     - If Annuitized, there is a minimum 5-year payout

--- Interest rates for new issues are subject to change
--- APY means Annual Percentage Yield