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10
Year Renewable Term Plan
NON-TOBACCO
MALE: Plan No. 3210
NON-TOBACCO
FEMALE: Plan No. 2311
TOBACCO
MALE: Plan No. 2410
TOBACCO
FEMALE: Plan No. 2410
-- Death benefit only.
-- Male-female rates
at non-tobacco and tobacco levels.
-- Does not accrue cash
or loan values.
-- Premiums guaranteed
to remain constant for the first year and assumed to remain
the same for the remaining nine (9) years.
-- After ten (10) years,
rates increase according to your age.
-- Issue ages 16-65.
-- Minimum face amount
issued is $10,000.
-- There is a fifty
dollar ($50.00) annual policy fee for face amounts of $25,000
and over.
-- Renewable to age
seventy-five (75) and convertible to a permanent plan at any
age up to seventy (70) of equal or lesser face amount, without
evidence of insurability of the insured.
-- Conversion
credit of $1.00 per $1,000 of insurance, times the number
of years this plan has been in force is applied to reduce
first year premium if converted to permanent plan. Maximum
one hundred ($100.00). Credit cannot exceed the annual
premium of the new a permanent plan.
-- Can be paid monthly,
quarterly, semi-annually or annually.
-- Can be attached as
a rider to any of our permanent plans of insurance or annuity
products.
20
Year Level Term Plan
NON-TOBACCO
MALE:
Plan
No. 2160 (Super Preferred); Plan No. 2162 (Preferred);
Plan No. 2164 (Standard)
NON-TOBACCO
FEMALE: Plan
No. 2161 (Super Preferred); Plan No. 2163 (Preferred);
Plan No. 2165 (Standard)
TOBACCO
MALE:
Plan No. 2260 (Standard)
TOBACCO
FEMALE:
Plan No. 2261 (Standard)
-- Death
benefit only.
-- Benefit level for twenty (20) years.
-- Male-female
rates at tobacco and non-tobacco levels.
-- Non-tobacco
classes: Super Preferred, Preferred and Standard.
-- Does
not accrue cash or loan values.
-- Minimum
face amount is $25,000.
-- Premiums
guaranteed to remain constant for twenty years.
-- Issue
ages 16-50.
-- There
is a fifty dollar ($50.00) annual policy fee.
-- Renewable
to age seventy (70) and convertible to a permanent plan at
any age up to seventy (70) of equal or lesser face amount,
without evidence of insurability of the insured.
-- Conversion
credit equal to 75% of the 1st years annual premium of the new
permanent life plan.
-- Can
be paid monthly, quarterly, semi-annually or annually.
-- Can
be attached as a rider to any of our permanent plans of insurance
and annuity products.
Level
Premium Youth Term Plan
MALE
& FEMALE:
Plan No. 306 (Annual Premium)
MALE & FEMALE:
Plan No. 307 (Single Premium)
-- Level premium throughout
the life of the contract.
-- Issue ages 0-22.
-- Unisex rates.
-- Does not accrue cash
or loan value.
-- Convertible to a
permanent plan of insurance of equal of lesser face amount, without evidence of insurability at any age before age thirty
(30).
-- Conversion credit
of $1.00 per $1,000 of insurance, times the number of years
this plan has been in force is applied to reduce first year
premium if converted to permanent plan. Maximum one
hundred ($100.00).
-- Can be paid annually or in a single premium.
NOTE: Term
insurance DOES NOT make a youth eligible for our NSS Scholarship
Program.
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1-800-488-1890
